About Retirement Planning
Like most Canadians, you probably saved for your retirement throughout your working years by contributing to a personal Retirement Savings Plan (RSP) or an employer-sponsored Group RSP, or maybe even both.
Whether your retirement is close at hand or still several years away, now is the time to start planning how those savings will convert into an income – your retirement income – when the time comes.
Make sure you get the most of your hard-earned money by talking to a professional who can outline the many options available to you. They can help you decide whether you should convert your RSP into a RRIF, purchase an annuity or cash it in at once.
Your retirement, your way. You deserve it. Enjoy it to the fullest with the help of our advisors!
Start planning your retirement today!
Only pay income tax on the money you save for your retirement once you start receiving it when most often, income tax brackets are lower.
Start saving now and let your investment grow over time, giving you the means to enjoy the lifestyle you want throughout your retirement.
Life is full of surprises. Put money aside while you can, ensuring that your financial future is secure for years to come.
Make sure you know the rules and prepare for them ahead of time, so tax implications do not hurt your financial situation once you retire.